South African NCA loan agreement verification (Reg 42 Verify): Independent lawfulness check of a South African credit agreement's interest rate against the National Credit Act (NCA) Regulation 42 maximum rate caps, the statutory interest rate cap that replaced the old usury limits: the maximum rate is fixed at the repo rate on the date the agreement was concluded.
# 1. Ask the endpoint what it costs (no payment, no wallet needed): curl -i -X GET 'https://verza.dev/v1/loan-check' # -> HTTP/1.1 402 Payment Required # the response carries the price, asset and pay-to address. # 2. Pay and retry with any x402 client: npx x402-fetch 'https://verza.dev/v1/loan-check'
Endpoint: https://verza.dev/v1/loan-check. Operated by verza.dev, not by Animica. Price and availability were correct at the last probe on 2026-08-26 and are set by the operator, who may change them.
South African SA ID number validation: Structural validation of a South African identity number with safe decode: Luhn check digit, birth date, gender and citiz…